Privacy Statement

At Mortgage Makeovers, Inc we do everything we can to protect the privacy of our customers including those who visit our web site. We protect personal information we collect about you by maintaining physical, electronic and procedural safeguards.

Use of information: We may share information, as permitted by law, with our affiliated companies. The information we receive from you will help us to provide you with better service and to process your requests in a timely manner. We limit who receives information and the types of information that is shared.

Sharing Information with Non-affiliated Companies: We do not share any customer information with third party marketers offering any products or services. Mortgage Makeovers will not sell, rent, exchange, or otherwise disclose personal information collected on this site. Personal information is collected only with your permission for the purpose of obtaining home loan financing.

Sharing Information with Affiliates: We may share information, as permitted by law, with our affiliated companies. This information is for the sole purpose of procuring and servicing your loan.

Categories of Parties to Whom We May Disclose a Client’s Personal Information: Mortgage Makeovers, Inc will be required to disclose a client’s personal information to other parties, such as lenders, in order to perform mortgage services. By completing an application with Mortgage Makeovers for the purpose of obtaining a home loan, a client is authorizing the company to obtain a consumer credit report and related information and to utilize this and other personal information for the specific purpose of obtaining the new loan that the client is requesting. All such companies would be subject to the privacy and confidentiality procedures followed by Mortgage Makeovers, Inc. Personal information can be shared with third parties to help deliver our services to you, when credit bureaus or others, as appropriate, ask for credit references in the course of customary business practices or in the instance of a sale or merge of part of our business.

Deleting Your Information: Federal and state regulations require that we store completed loan and real estate requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases. Mortgage Makeovers, Inc uses the services of other companies to perform various functions such as host web server etc. Only information that is required to perform their specific function is provided and this remains the property of Mortgage Makeovers, Inc.

Internal Confidentiality Policy: Our employees are responsible for adhering to strict confidentiality standards that are designed to protect your personal and financial information. This requirement ensures your privacy by controlling access to your information and restricting the use of it. Confidentiality standards and information access controls are reviewed and updated regularly to ensure your privacy.

Cookies: A cookie is a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a web site’s computer and stored on our computer’s hard drive. Each time you make a request on our site the cookie is sent back to our website from your computer. This cookie helps us identify you and may also help us to personalize your experience on our site. Your browser is generally set to accept cookies however you may set it up so it will not. This action may affect your experience on our site as you may not be able to access some areas of Mortgage Makeovers, Inc or use some of the features on our site. Each web site can send its own cookie to your browser if your browser’s preferences allow it, but in order to protect your privacy your browser only permits a web site to access the cookies it has already sent to you, not the cookies sent to you by other sites.

Policy Changes: Mortgage Makeovers, Inc reserves the right to amend this privacy policy. Mortgage Makeovers, Inc will post a notification of policy change on our website if there are any changes to this privacy policy.

Your California Privacy Rights: California civil code section 1798.83, also know as the "Shine The Light" law, permits our customers who are California residents to request and obtain from us once a year, free of charge, information about the personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If applicable, this information would include a list of categories of personal information that was shared and the names and addresses of all third parties with which we shared information in the immediately preceding calendar year if you are a California resident and would like such a request, please submit your request in writing to:

Mortgage Makeovers, Inc.

27525 Newhall Ranch Rd. Suite 9B

Valencia CA 91355

Attention: Your California Privacy Rights

c/o Privacy Administrator

Contact Us: If you have any questions or concerns regarding this privacy policy, please contact us at ken@mortgagemakeovers.com

Mortgage Makeovers, Inc California DRE License # 01840084